:root {
  --navy: #12324a;
  --navy-2: #0f283d;
  --teal: #05a6a6;
  --blue: #135fb7;
  --bg: #f3f6f9;
  --card: #ffffff;
  --text: #1f2937;
  --muted: #64748b;
  --line: #dbe3ec;
  --shadow: 0 22px 70px rgba(15, 40, 61, .13);
}
* { box-sizing: border-box; }
html { min-height: 100%; }
body {
  margin: 0;
  min-height: 100%;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--text);
  background: radial-gradient(circle at top, #ffffff 0%, var(--bg) 55%, #e8eef5 100%);
  line-height: 1.62;
}
a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }
.site-wrap { width: min(1100px, calc(100% - 36px)); margin: 0 auto; }
.hero {
  padding: 44px 0 20px;
  text-align: center;
}
.logo {
  display: block;
  max-width: min(540px, 92%);
  height: auto;
  margin: 0 auto 24px;
}
.nav {
  display: flex;
  gap: 10px;
  justify-content: center;
  flex-wrap: wrap;
  margin: 8px auto 26px;
}
.nav a {
  display: inline-flex;
  align-items: center;
  min-height: 40px;
  padding: 8px 14px;
  border: 1px solid rgba(18, 50, 74, .14);
  border-radius: 999px;
  background: rgba(255,255,255,.72);
  color: var(--navy);
  font-size: 14px;
  font-weight: 700;
}
.nav a:hover { background: white; text-decoration: none; }
.card {
  background: var(--card);
  border: 1px solid rgba(18, 50, 74, .09);
  border-radius: 24px;
  box-shadow: var(--shadow);
  padding: clamp(24px, 5vw, 54px);
  margin-bottom: 36px;
}
.home-card { text-align: center; }
h1 {
  margin: 0 0 10px;
  color: var(--navy);
  font-size: clamp(32px, 5vw, 54px);
  line-height: 1.08;
  letter-spacing: -.03em;
}
h2 {
  margin: 36px 0 12px;
  color: var(--navy);
  font-size: 24px;
  line-height: 1.2;
}
h3 {
  margin: 24px 0 8px;
  color: var(--navy-2);
  font-size: 18px;
}
.lead {
  margin: 0 auto 22px;
  max-width: 760px;
  font-size: 18px;
  color: var(--muted);
}
.notice {
  display: inline-block;
  padding: 8px 14px;
  margin-bottom: 18px;
  border-radius: 999px;
  background: rgba(5,166,166,.1);
  color: #06706f;
  font-weight: 700;
  letter-spacing: .02em;
  text-transform: uppercase;
  font-size: 12px;
}
.contact-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 18px;
  margin: 28px auto 6px;
  text-align: left;
}
.contact-card {
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 20px;
  background: #fbfdff;
}
.contact-card strong { display: block; color: var(--navy); margin-bottom: 6px; }
.legal-content p { margin: 0 0 12px; }
.legal-content .article-title { font-weight: 700; color: var(--navy); margin-top: 22px; }
.footer {
  color: var(--muted);
  font-size: 14px;
  padding: 10px 0 40px;
  text-align: center;
}
.footer-links { display: flex; justify-content: center; gap: 16px; flex-wrap: wrap; margin-bottom: 12px; }
.small-note {
  font-size: 13px;
  color: #718096;
  margin-top: 28px;
  border-top: 1px solid var(--line);
  padding-top: 16px;
}
@media (max-width: 560px) {
  .site-wrap { width: min(100% - 22px, 1100px); }
  .card { border-radius: 18px; }
  .nav a { font-size: 13px; padding: 8px 10px; }
}